Product Availability

Product Availability

By State

Annuities
Personal Retirement Choice
Premium Bonus Rider
Elected / Not-Elected
Personal Protection Choice1 Personal Income Annuity Growth Annuity MYAnnuity
5X, 7X
AK 8% / 4% Yes Yes Yes Yes
AL 10% / 10% Yes Yes Yes Yes
AZ 10% / 10% Yes Yes Yes Yes
AR 10% / 10% Yes Yes Yes Yes
CA No Yes Yes No No
CO 10% / 10% Yes Yes Yes Yes
CT No Yes Yes Yes Yes
DC 10% / 10% Yes Yes Yes Yes
DE 8% / 5% Yes Yes Yes Yes
FL 8% / 5% Yes Yes Yes Yes
GA 10% / 10% Yes Yes Yes Yes
HI 8% / 4% Yes Yes Yes Yes
IA No Yes Yes Yes Yes
ID 10% / 10% Yes Yes Yes Yes
IL 8% / 4% Yes Yes Yes Yes
IN 10% / 10% Yes Yes Yes Yes
KS 10% / 10% Yes Yes Yes Yes
KY 8% / 5% Yes Yes Yes Yes
LA 8% / 4% Yes Yes Yes Yes
MA No No No No No
MD 10% / 10% Yes Yes Yes Yes
ME No No No No No
MI 10% / 10% Yes Yes Yes Yes
MN No No No No No
MO 8% / 4% Yes Yes Yes Yes
MS 8% / 4% Yes Yes Yes Yes
MT 10% / 10% Yes Yes Yes Yes
NC 8% / 4% Yes Yes Yes Yes
ND 10% / 10% Yes Yes Yes Yes
NE 8% / 4% Yes Yes Yes Yes
NH 8% / 4% Yes Yes Yes Yes
NJ No Yes Yes No Yes
NM 10% / 10% Yes Yes Yes Yes
NV 10% / 10% Yes Yes Yes Yes
NY No No No No Yes*
OH 8% / 5% Yes Yes Yes Yes
OK 10% / 10% Yes Yes Yes Yes
OR 8% / 4% Yes Yes Yes Yes
PA 8% / 4% Yes Yes Yes Yes
RI 10% / 10% Yes Yes Yes Yes
SC 8% / 5% Yes Yes Yes Yes
SD 10% / 10% Yes Yes Yes Yes
TN 10% / 10% Yes Yes Yes Yes
TX 8% / 4% Yes Yes Yes Yes
UT 8% / 4% Yes Yes Yes Yes
VA 8% / 4% Yes Yes Yes Yes
VT 8% / 4% Yes Yes Yes Yes
WA 8% / 4% Yes Yes Yes Yes
WI 8% / 5% Yes Yes Yes Yes
WV 10% / 10% Yes Yes Yes Yes
WY 8% / 4% Yes Yes Yes Yes
Simplified-Issue Life Insurance2
Remembrance Life Safe Harbor Term
AK Yes Yes
AL Yes Yes
AZ Yes Yes
AR Yes Yes
CA No No
CO Yes Yes
CT Yes Yes
DC Yes Yes
DE Yes Yes
FL Yes Yes
GA Yes Yes
HI Yes Yes
IA Yes Yes
ID Yes Yes
IL Yes Yes
IN Yes Yes
KS Yes Yes
KY Yes Yes
LA Yes Yes
MA No No
MD Yes Yes
ME No No
MI Yes Yes
MN No No
MO Yes Yes
MS Yes Yes
MT Yes Yes
NC Yes Yes
ND Yes Yes
NE Yes Yes
NH Yes Yes
NJ Yes Yes
NM Yes Yes
NV Yes Yes
NY No No
OH Yes Yes
OK Yes Yes
OR Yes Yes
PA Yes Yes
RI Yes Yes
SC Yes Yes
SD Yes Yes
TN Yes Yes
TX Yes Yes
UT Yes Yes
VA Yes Yes
VT Yes Yes
WA Yes Yes
WI Yes Yes
WV Yes Yes
WY Yes Yes

Notes

Personal Protection Choice Care Benefit Protection1:

  • In AK, CA, GA, HI, IL, LA, MO, NC, NH, NJ, OR, PA, TX, UT, VA, VT, WA and WY this benefit is not available.

Life Insurance2:

  • The Critical Illness Rider is not available in CT.
  • The optional rider for Accidental Death on Safe Harbor Term is available for an additional premium.
  • The Accidental Death Benefit Rider will be automatically issued with Remembrance policies in the following states: DE, DC, FL, GA, MA, MN, MT, ND, and SD.
  • Unemployment rider will be automatically issued with Safe Harbor Term and Safe Harbor Term Express policies in all states except: CT, MA, MD, TN, VA, and WA.

MYAnnuity*:

  • NY has only the MYAnnuity 5X available. No 7X option available.

Important Disclosures

For producer use only. Not for distribution to the public.

Products issued by Nassau Life Insurance Company (East Greenbush, NY), Nassau Life and Annuity Company (Hartford, CT) and PHL Variable Insurance Company (Hartford, CT). Nassau Life and Annuity Company is not authorized to conduct business in CA, MA, ME and NY. PHL Variable Insurance Company is not authorized to conduct business in NY and ME.

Nassau Life and Annuity Company, Nassau Life Insurance Company and PHL Variable Insurance Company are subsidiaries of Nassau Re.

The insurers referenced above are separate entities and each is responsible for its own financial condition and contractual obligations.

©2019 Nassau Re

BPD39356 11-18