Insurance Products: Not FDIC or NCUAA Insured, No Bank or Credit Union Guarantee. Product features, riders and availability may vary by state. Consult with your financial professional to determine state variations
and restrictions or other conditions that may apply. NSRE and its insurers do not provide individual tax, financial or investment advice or act as a fiduciary in the sale or service of our insurance contracts. Please consult
your personal tax or financial advisor for assistance. Guarantees are based on the claims-paying ability of the issuing company.
Phoenix Personal Protection Choice (ICC09EIAN, 10FIA and 101SN), Phoenix Personal Income Annuity (ICC09EIAN, 10FIA and 101SN, Phoenix Personal Retirement Choice (10FIA, ICC09EIA, 101SB) and Nassau MYAnnuity (ICC17FADTC,17FADTC)
are all issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not authorized to do business in ME and NY. Nassau MYAnnuity is also issued by Nassau Life and Annuity Company (Hartford, CT) in certain
states. Nassau Life and Annuity Company is not authorized to do business in CA, GA, LA, MA, ME, MN, NY and RI. In New York, Nassau MyAnnuity is issued by Nassau Life Insurance Company (East Greenbush, NY).
The insurers are separate entities and each is responsible only for its own financial condition and contractual obligations.
Saybrus Partners, Inc. (Hartford, CT) (dba Saybrus Partners Insurance Agency in California), CA License # 0G81229.
Riders are optional and must be elected at issue. They involve an additional fee that is deducted annually from your contract value. Non-Security Status Disclosure - These contracts have not been approved or disapproved by
the Securities and Exchange Commission. The contracts are not registered under the Securities Act of 1933 and are offered and sold in reliance on an exemption therein.